Where to grow your money in 2026: Filipino rooftops.
Solar loans backed by a real electricity bill, where the savings that repay the loan are worked out before a single peso goes out.
How the cohort model works.
We pool verified homeowners into cohorts, each with a real bill behind them, and match the repayment to the saving the system actually produces. Move the sliders to see how a position behaves.
Peer-to-peer lending for individuals. Smaller tickets, spread across many borrowers, monthly repayments.
View the month by month schedule
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Individual lenders
Peer-to-peer, from smaller tickets, spread across many borrowers so no single household carries your outcome. Monthly repayments you can withdraw or roll forward. Comparable Philippine P2P platforms publish investor returns from about 7% to 18% a year.
Banks, cooperatives, NGOs
Portfolio-level participation with your own credit criteria, reporting and covenants. For context, Philippine banks currently price secured solar and home improvement lending around 7.5% a year, and government funds such as GSIS and Pag-IBIG sit between 5% and 6.25%.
Nobody in the Philippines offers solar with no money down.
Every route to a rooftop today runs through a credit card promo or a government salary loan. That leaves out everyone who is neither. It is the widest gap in the market, and it is the one we want to close with you.
Book a discovery call
Twenty minutes. We will walk through the borrower profile, the underwriting and where the structure stands with counsel.
Let us show you the book.
Tell us your mandate and we will walk you through the borrower profile, the underwriting and where the structure stands with counsel.